Buying your first property in Ahmedabad involves more than choosing a floor plan. This checklist covers the steps between your first site visit and registration at the sub-registrar's office.
Before you shortlist
- Set a realistic budget. Include stamp duty (~4.9%), registration, brokerage, and society transfer fees — not just the quoted price.
- Get home loan pre-approval. Banks will tell you your eligible amount before you commit a token. Compare rates across public, private and cooperative lenders.
- Choose your zone. Read our New West Zone guide or West Zone overview to narrow localities.
- Decide: ready vs under-construction. Ready possession means immediate move-in but higher price. Under-construction may offer payment plans but carries builder risk — check RERA registration.
During site visits
- Visit at different times — morning traffic on SG Highway, evening noise near commercial strips.
- Check water pressure, lift condition, parking allocation, and society maintenance records.
- Ask about pending society dues, litigation, or redevelopment plans.
- For upper floors, confirm fire safety compliance and lift backup.
- Measure carpet area yourself — do not rely only on the brochure super-built-up figure.
Before paying a token
- Title search: Verify the seller's name matches revenue records. Engage a lawyer for a 30-year title search.
- Society NOC: For apartments, the society must issue a no-objection certificate for transfer. Confirm no outstanding maintenance.
- Encumbrance certificate: Check for existing loans or liens on the property.
- Building approval: Confirm AMC building use permission and occupancy certificate for the wing.
- Agreement terms: Token agreements should specify refund conditions, timeline to sale deed, and who pays which charges.
At registration
- Sale deed executed on stamp paper of appropriate value
- Index-II obtained from the sub-registrar
- Society share transfer completed with updated records
- Utility connections transferred to your name
- Home loan disbursement aligned with registration date if applicable
Browse [properties for sale]({{ site.marketplaceUrl }}/buy) — each listing includes locality context to help you evaluate the area around the property.